many dental insurance plans have annual or lifetime maximums on coverage for dental treatments. An annual maximum is the maximum amount of money that the insurance company will pay for dental treatments within a calendar year. Once this limit is reached, the individual is responsible for paying for any additional treatments out of pocket until the next calendar year begins.

Similarly, a lifetime maximum is the total amount of money that the insurance company will pay for dental treatments over the course of the individual’s lifetime. Once this limit is reached, the individual will no longer receive coverage for any dental treatments.

These maximums vary depending on the specific insurance plan and can range from a few hundred dollars to several thousand dollars. It is important for individuals to be aware of these maximums when choosing a dental insurance plan and to budget accordingly for any out-of-pocket expenses that may arise once the maximums are reached.